DISKARTE (Guidelines on Credit Cards Paranoia)

a blog dedicated to support,uphold and maintain human dignity of Credit Card Defaulters

Sunday, August 31, 2025

PAYROLL GARNISHMENT

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  PAYROLL GARNISHMENT   a)       Requirements: 1.       There is a case 2.       There is a final judgement 3.       There is a ...
38 comments:
Sunday, August 10, 2025

TIME STILL TURNS THE PAGES...

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  Hi sa ating lahat, its me MR. KABADO. Just share my story of being defaulter and how the TIME STILL TURNS THE PAGES... In year 2020, start...
66 comments:
Sunday, August 03, 2025

BSP Circular 702 of 2010

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  To enhance consumer protection in credit card operations: 1.  Banks must inform cardholders at least seven days before transferring their ...
8 comments:
Wednesday, June 25, 2025

CREATIVITY WITH COLLECTORS

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       Whenever a suspected  collector attempts to contact me posing as a card defaulter, I normally try these  tests: a. give them a masked...
40 comments:
Monday, May 19, 2025

CREDIT CARD MISTAKES — HARD LESSONS WE WISH WE LEARNED SOONER

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 ðŸ’³ CREDIT CARD MISTAKES — HARD LESSONS WE WISH WE LEARNED SOONER Let’s be real. For many of us, it’s not just a mistake here and there—we’...
39 comments:
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