Although I am already a reTIRED banker, I still reply to queries as a matter of courtesy.
Giving me a quick call is best—one short conversation usually clears everything right up.
Sadly, most never did.
With that in mind, please accept my apologies if I am unable to respond to future inquiries.
Moving forward, I am concentrating my efforts now on helping other under privilege Filipinos:-
the street children, single moms, cancer patients struggling to earn to fund their medical treatments,
and whoever God brings across my path.