To enhance consumer protection in credit card operations:
1. Banks must inform cardholders at least seven days before transferring their account to a collection agency
2. Banks and credit card issuers must clearly inform cardholders that paying only the minimum amount due will result in interest and other charge
3. Restricts the issuance of pre-approved credit cards. Yes, you can decline it!
There are other BSP circulars that enhance consumer protection, but read this circular particularly.
Good day to all. Hoping po, Banker na magkaroon uli ng meet up. Thank you po.
ReplyDeleteHello po PRISM BLUE ito.. kamusta na po ang lahat? Dear banker kailan po meet up uli? Gusto ko sana umattend makapag share ng experience ko sa garnishment, and mam cherrylou kamusta din po?
ReplyDeletehello maam, nice to see your comment agai. Baka pwede ma email mo ako, may mga tanong ako po sa case mo dati.
Deletehere is my email: mrkabado033@gmail.com
EB/Meet Up
ReplyDeletemuch I want to, there are certain considerations I must contend with :
1. The spirit is willing but the body is not;
2. The cost - round trip flight, venue, and especially overnight accommodation which I shun before para maka-tipid lang;
3. The commitments to attend including the fees.
Suggestions are welcome.
reTIRED banker ( don't forget also 😁)
😇😇😇