c/o READ IT CORNER FB PAGE
Hi banker and readers. Kamusta kayong lahat? Sana okay ang lahat lalo sina Banker, Miss Cherrylou, Planter, Eduardo De Leon and to all who help me during my deepest moment in life. Nung panahong walang wala ako, akala ko wala ng pag-asa and akala ko tapos na istoryo ko BUT IM STILL HERE 2026 na, TIME STILL TURNS THE PAGES and THANK YOU GOD SA HINDI PAGIWAN SA AKIN AND BUILDING MY SELF AGAIN.
Sa mga new defaulter diyan and i been defaulter since 2020, LUCKY siguro dahil hindi ako nademanda ng 9 defaulted credit cards ko and handled all collector, how? read and read all diskarte in this blog. Binasa ko lahat and educate myself na kahit defaulter ako ay may rights pa din tayo.
Mapapayo ko ng paulit ulit...
1. Accept the fact the wala ka ng pambayad. Then move on.
2. Forget the debt not the lesson.
3. Tell to your family your debt. It will set you free. kapag nalaman ng collector na hindi nila alam, yan gagamitin nila sayo para emotional stress ka.
4. I answer the call, but most of the time hindi. Huling usap ko sa call? year 2023 pa. Wala naman mangyari, kasi wala ako pambayad. I cannot argue, trabaho nila yun pero feel them na wala sila makukuha sayo.
5. Hindi namin sinasabi sa blog na ito na wag kayo mag bayad, kung may pambayad edi magbayad. Bank can survive, why not put that money in charity or make it emergency fund. Kung makipag deal sa bank or collector, tanungin ang sarili, kakayanin ko ba? may emergency fund ba ako? paano kapag hindi ko masustain?
6. Always pray. Prayer works!
mrkabado033@gmail.com